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Synchrony

Synchrony Financial Options

Synchrony Financial

Here at Gary's Heating and Air Conditioning, we are proud to offer a number of great financing services through Synchrony! As a partner with Synchrony, you'll receive fast and reliable financing service for any of your air conditioning and heating repair needs. This ensures a seamless, stress-free service so you can go back to life as usual again.

Why Finance With Synchrony?

Synrchony is one of the leading financial service providers in the country, offering a wide range of products to fit your budget and your needs. With roots dating as far back as 1932, today they are the biggest private label credit card provider in the entire United States. They work with some of the biggest names in the industry, and offer a broad range of products that can be customized to meet the needs of customers while working directly with businesses.

Synchrony offers financing for a wide range of customers, including those whose credit score might not be perfect. Their application process is fast, meaning you’ll have a decision often within minutes of completing the application itself. Credit lines are unsecured, meaning you don’t need a down payment or deposit to secure financing, and they offer convenient monthly financing options and online account management!

The Synchrony Bank credit card is a great way of securing financing for even the largest projects that your home needs. Accepted by many home service providers across the country, this revolving line of credit enables you to get those critical jobs you need done without breaking the bank.  

Apply Online

If you are interested in this financial option, ask your technician or comfort adviser.

Plans we offer through Syncrhony include:

  • Plan 920: No interest if paid in full within 6 months.*
  • Plan 922: No interest if paid in full within 12 months.*
  • Plan 924: No interest if paid in full within 18 months.*
  • Plan 943: 9.99% APR until paid in full in 132 months.**
  • Plan 964: 10.99% APR until paid in full in 82 months.**
  • Plan 982: 9.99% APR until paid in full in 40 months.**

*Promotional financing only applies to qualifying purchases made with a Synchrony Bank Credit Card. A $29 activation fee may apply. Monthly interest will be charged to your account form the purchase date if the balance on your account is not paid within the promotional financing period. Fixed monthly payments of 2.5% of the maximum applicable balance apply to the promo purchase until it is paid in full, and making minimum monthly payments will not pay off the purchase within the promotional period. Minimum purchases apply to each plan, speak to a representative for more details.

**Promotional financing applies only to qualifying purchases made using your Synchrony Bank Credit Card. A $29 account activation fee may apply. These plans feature a fixed monthly payment equal to a percentage of the promotional purchase amount until the balance of the account is paid in full. Minimum purchases apply to each plan, speak to a representative for more details.

Expand your purchasing power with Promotional Financing through Synchrony.
Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private label credit cards in the United States based on purchase volume and receivables.
  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management
1Subject to credit approval. Minimum monthly payments required. See store for details.
For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.  
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  • Exceptional service with a smile.
    "The team at Gary's Heating and Air Conditioning, Inc. did an exceptional job installing our new unit and ductwork. They were able to install everything in a day and did so with a smile. We could tell they really care about their customers. They worked hard to ensure we were cooling down in no time! "
    - Tiffany M.
  • I cannot express my gratitude enough.
    "Gary's Heating and Air Conditioning, Inc. provided exceptional service. They took the time to explain what was needed and what wasn't. As a recent widow who has never had to deal with heating and air issues, I cannot express my gratitude enough to the tech who made sure things were done quickly and efficiently. I would recommend this company to anyone!"
    - Linda G.
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    "I would like to thank you for the quality of service your team provided. It has been a long time since I have received this level of service and professionalism from a contractor. The HVAC unit that was installed by your company lasted 31 years before it finally failed. Within an hour and a half of contacting you one of your representatives was at my residence ready to help. Less than 24 hours later I have a new efficent HVAC system professionally installed by your team."
    - Brian
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    "Made a phone call, one hour later (out of town) he was at my door with a bag of tools. Serviced inside and outside units. We're warm again. I warned him...I warned him...but he still had help in the backyard. Every serviceman needs a chicken on his shoulder trying to see what's going on. The total experience was perfect. Thanks Gary's!"
    - Mike S.
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    "I have been a gary's customer for years, they are always kind, courteous, very helpful, & knowledgeable about their work."
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Why Choose Us?

  • Fixed Right!
    We stand by our work and guarantee you won’t be disappointed when we’re done.
  • Family Owned & Operated Since 1978
    We’ve been in the business for decades. Rest assured we know a thing or two about HVAC.
  • 0% Financing
    Life can get expensive- that’s why Gary’s offers 0% financing to help you out!
  • 5 Year Labor Warranty!
    We offer a 5 year labor warranty for members of Gary’s Maintenance Program.
  • Year - Round Training
    We’re always learning- all techs go through rigorous training to learn their trade.
  • 100% Satisfaction Guaranteed
    We’re perfectionists. We won’t leave until you’re happy with our work.

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